Sunday, August 11, 2013

More of the Story...

My last blog post I had mentioned that we were trying to decide whether or not we should move.

We have decided to MOVE!

I wanted to share some of the details and "more of the story!"


We're not sure exactly when we will actually be moving but we've already started the whole process anyway.

Jill and Jerry are going to remodel their basement and we will be living on the main floor.
We will have separate entrances. They will have the downstairs, we will have the upstairs.
The only thing we will be sharing is the driveway.

Let me repeat that - The only thing we will be sharing is the driveway. The reason I wanted to repeat that is because quite a few people think that we're living together. We're not. Yes it's the same house but they are downstairs we are upstairs. Almost like a duplex / apartment.

They are going to remodel the basement to be like a "mother and father suite" with one bedroom, a great room, kitchen, utility room, bathroom, and a storage room.

The upstairs is 3 bedrooms 2 baths, one living room for Josh and I and one living room for the girls, a dining room, kitchen, and sun room.
We'll be using the sun room as a "school room" with the girls desks.

The reason we have decided to move is because we have been behind on our mortgage and don't feel that we'd be able to keep the house even if the bank were to lower the payment. Right now the bank is in the process of seeing if our payment could be lowered so we'll be able to see what they offer BUT right now our mortgage payment is $740. When we move we'll be paying $350ish so we doubt they will drop our payment that low. On top of only paying that much for the new house payment we will be paying half of the rest of the required bills. Half of the electric, Half of the propane, Half of the TV bill, etc. So not only will we save money on a house payment we'll be saving money for the rest of the bills as well. This will help us and help Jill and Jerry as well. They can pay less, we can pay less. They'll have the smaller living space that they want, we'll have a bigger living space for our needs.

Another plus is that Jill and Jerry can keep their land and pool and we can have more land and a pool.

We felt the pros far outweighed any cons. It will be nice to not feel so stressed about how we're going to pay the mortgage every month.

Now the biggest obstacle is trying to figure out how to sell our house. Can we just sell it for what we owe (78,000) or will we have to put it on a short sale. We will be speaking with a realtor tomorrow (Monday) so we're hoping to get that process started asap. We're hoping whatever happens it sells quickly - or at least sells as soon as Jill and Jerry are moved into the basement.

Jill and Jerry have already started cleaning out the basement and once it's all cleared out construction can start. We've been blessed with lots of helpers and we're so thankful for family who have made this whole thing possible. There are not enough words to describe how thankful & blessed we are.

There was lots of - what if's, should we's, what about, do you think it's a good idea, are we making the right choice, but after all the ups and downs / stressing / etc. I really feel this will be the best for our future. I've always wanted approval from my loved ones but some of them would like it if we could keep our house - we just really feel it's best that we move.

Jill has fibromyalgia and her body hurts everyday so for a long time she has wanted a smaller living space but she did not want to loose her yard and pool. The dogs still needed a place to run. Plus family members are neighbors so it's great to keep the house in the family. Plus since we'll be right upstairs if she were to ever need any help we're right there. I can help clean (I'm good at that you know) ;)

They save money, we save money.

We're hoping the process goes smoothly for everyone.
We're excited to get things moved in and we're excited to make their home our home.
They are also excited to get the basement finished.

Please pray for us that all will goes smoothly with MOVING and SELLING.
Much LOVE to all! <3

1 comment:

Sadie VK said...

Yay! That sounds like a perfect solution for everyone! I hope it works out as well for you guys as it has for us!